Eli
What we solveHow it worksWhy EliSecurityTrust center
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Point tools score fraud at the door. Eli works everything after it.

Federal screening now flags fraudulent FAFSAs before they reach you. Everything after the score, identity confirmation, verification, conflicting information, professional judgment, still lands on your staff.

300K

applications flagged for V5 identity review in the 2026–27 federal fraud sweep

74 & 75

new reject codes an aid office must resolve by hand before aid can pay

52%

of aid offices report staffing shortages (NASFAA 2025)

Capability by capability
Capability
Fraud point-tools
Eli
Fraud risk score at application
✓
✓ with plain-English signals
Detect rings (shared IP / phone / bank)
✓
✓ grouped, explainable
FSA fraud intake (comments 353–360 / reject 74–75)
✗
✓ triaged by federal path
FAA Fraud Override workflow
✗
✓ kept separate from V4/V5 reporting
V4/V5 result codes and reporting clock
✗
✓ 1 / 2 / 3 / 5, deadline watched
Identity-verification workflow
✗
✓ approved methods + retained evidence
SAP appeal against policy + federal floor
✗
✓ both verdicts, 34 CFR 668.34 cited
R2T4 return calculation + order
✗
✓ deterministic, 34 CFR 668.22
Professional-judgment + SAI recompute
✗
✓ Pell-impact, a human decides
Conflicting-information resolution
✗
✓ request / escalate / resolve, logged
Loan intelligence (WFTCA caps, proration)
✗
✓ lifetime balance, part-time impact
Regulatory change tracking (OB3)
opaque
✓ cited registry, flows into cases
OIG referral + audit trail + retention
✗
✓ synthetic packet + tamper-evident record
Measured accuracy (eval harness)
opaque
✓ published synthetic evaluations
Fraud risk score at application
Point tools✓
Eli✓ with plain-English signals
Detect rings (shared IP / phone / bank)
Point tools✓
Eli✓ grouped, explainable
FSA fraud intake (comments 353–360 / reject 74–75)
Point tools✗
Eli✓ triaged by federal path
FAA Fraud Override workflow
Point tools✗
Eli✓ kept separate from V4/V5 reporting
V4/V5 result codes and reporting clock
Point tools✗
Eli✓ 1 / 2 / 3 / 5, deadline watched
Identity-verification workflow
Point tools✗
Eli✓ approved methods + retained evidence
SAP appeal against policy + federal floor
Point tools✗
Eli✓ both verdicts, 34 CFR 668.34 cited
R2T4 return calculation + order
Point tools✗
Eli✓ deterministic, 34 CFR 668.22
Professional-judgment + SAI recompute
Point tools✗
Eli✓ Pell-impact, a human decides
Conflicting-information resolution
Point tools✗
Eli✓ request / escalate / resolve, logged
Loan intelligence (WFTCA caps, proration)
Point tools✗
Eli✓ lifetime balance, part-time impact
Regulatory change tracking (OB3)
Point toolsopaque
Eli✓ cited registry, flows into cases
OIG referral + audit trail + retention
Point tools✗
Eli✓ synthetic packet + tamper-evident record
Measured accuracy (eval harness)
Point toolsopaque
Eli✓ published synthetic evaluations
What a scanner can't do

After the fraud score, the queue still has to be worked.

A fraud score flags an application. It does not resolve a 74/75 reject, complete an FAA Fraud Override, report a V4/V5 outcome, resolve conflicting information, or work a professional-judgment appeal. Eli's synthetic demo works those downstream queues with staff gates for consequential calls. Here is one, mid-review.

Professional judgmentEli reviewing
Sandra Boyd
2026–2027
Eli recommends

Recompute SAI with documented income loss, then route for a professional-judgment decision.

83%
  • ✓ Income loss documented (termination letter)
  • ✓ SAI recomputed: 4,200 → 0
  • → Awaiting an administrator's decision
A person makes the callApprove & correct

A scanner tells you an application looks fake. The office still has to work everything that follows: the 74/75 reject, the FAA Fraud Override, V4/V5 reporting, SAP scoring against policy and the federal floor, the professional-judgment cases, the R2T4 returns, the program-review file, and the OIG referral. Eli runs that queue, with staff signing every consequential decision on one audit trail.

Try a demoSecurity & compliance

Synthetic demonstration. The comparison describes a typical point-tool scope, not every vendor; confirm a specific vendor's current capabilities. Federal fraud-screening and reporting figures from U.S. Department of Education / Federal Student Aid; staffing figures from the NASFAA 2025 Administrative Burden survey. The demo stages field-level actions in a connector simulator or governed file handoff; production system writes require a scoped integration with your team and staff-controlled authorization.

Eli

The AI operations platform for financial aid offices. Software your team runs, or a managed service we run with you. A person signs every consequential decision.

What we solveHow it worksWhy EliSecurityTrust centerThe 5-minute proofThe 90-day pilotLog in to the demo
Questions? founders@tryeli.comSynthetic-data demo. No real student, IRS, or FAFSA records. © 2026 Eli.